This mode contains more than 200 unique points of data that are stored in the institution’s database. Many biometric experts believe that the iris scan is the most reliable way of authenticating a user’s identity.
Voice Recognition:
This option is said to work best when paired with another authentication mode. At the beginning of the year, HSBC announced an introduction to voice recognition mobile apps and ATMs to allow customers to complete transactions without requiring passwords or card swipes.
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Facial Recognition:
Facial recognition can authenticate users at ATMs, as well as online and mobile banking. This type of authentication is dependent on the user’s environment such as the lighting or positioning of the face, making it a less effective security option.
Fingerprint Scans:
Fingerprint scans are currently the most popular form of biometric authentication used on many mobile devices worldwide.
Vein Pattern Authentication:
Vein pattern authentication relies on the unique pattern of veins in the palm, finger, or eye to identify a user. The vein patterns of the user are as unique as their fingerprints, but not as easy to replicate.
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