Order Title Insurance with our Secure Online Application. Choose an application based on your transaction type. Real estate and mortgage professionals are welcome to order title insurance on their client's behalf.
Title Insurance does NOT cost the same everywhere.
Pemiums are fixed, but service fees will vary. Dont be fooled Although title insurance premiums are filed with the state and for the most part are non-negotiable, you can still save hundreds of dollars in miscellaneous title fees by shopping around.
Often times real estate brokers/agents and sometimes lenders, will have a profit sharing arrangement with the title insurance company that theyre referring you to. The result of these business arrangements inflated and additional fees passed onto the consumer.
When you borrow money to buy real estate, your lender needs some assurance that they (and you) will be the rightful owner of that property. The title to that property, or deed, details the ownership interest. So when you buy a house, a title search is conducted to look for problems or defects in the title, so that they can be resolved before legal ownership is transferred at settlement.
Once the title is free and clear of any defects, the title insurance company "guarantees it" by issuing an insurance policy. Title insurance protects the policy holder against problems that arise or may have been missed, and covers both monetary damages and/or the cost for a legal defense to protect their ownership interest in the property.
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